News and Advice

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Mortgage Articles

May 21, 2020
An image focused on a "Debt Consolidation" as the title on a piece of paper.

What is Debt Consolidation?

Sometimes enough is enough and you need a change. By visiting this page, you’re taking the first step to getting your finances on track. You’re ready […]
May 19, 2020
An image of a bag of money and a house on a scale.

Is Refinancing a Wise Financial Decision for You?

Just because mortgage rates are low, it doesn’t mean it is a wise financial decision to refinance. Knowing when to refinance and when NOT to refinance is a key part of investment strategy.
May 14, 2020
An image of a piggy bank next to a jar labeled "Down Payment"

Tips for Determining an Affordable Mortgage

Buying a home requires a careful analysis of your future financial and personal goals so you can enjoy home ownership, not stress over it. Part of […]
May 13, 2020
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Using Credit Cards to Improve Credit Score

If your FICO credit score is poor, you might consider using a credit card to help improve it. If done correctly, using credit cards can improve […]
May 8, 2020
An image of a woman working on her laptop with a dream bubble above her head picturing an illustrated house.

How Should You Shop for Mortgage Rates?

Shopping for a mortgage rate can save you hundreds, even thousands, of dollars. Mortgage rates can vary in more ways than one depending on the lender. Forbes […]
May 5, 2020
An image of a well dressed man pushing a gauge on a credit score graph.

Tips for Improving Your Credit Score

That three-digit number defined as your credit score, that lenders evaluate to determine your creditworthiness, is an essential factor in your financial life. It can affect […]
April 29, 2020
An image of a chalk board prompting "Refinance Your Mortgage"

Benefits of Refinancing Your Mortgage

In 2020, you might be considering refinancing your mortgage. Did you know that this year, interest rates are near record-setting lows? The decision to refinance a […]
April 27, 2020
A pair of young people gesture to information on a laptop.

How to Protect Credit While Mortgage Shopping

You shop for clothes, shoes, and airline tickets. You even shop for food and gas. Shopping for your mortgage is essentially the same thing. You want […]
April 23, 2020
An image of an opened door with a key in the lock.

What Can Go Wrong During the Mortgage and Closing Process?

Are you ready for the home buying process? It’s a lengthy one and can be quite a ride, so be prepared to hold on tight. Things […]
April 21, 2020
An image of a concerned couple staring at a laptop

How to Fix Errors on Your Credit Report–Fast!

You think you have good credit, but it’s been a while since you’ve looked up your credit report. So you go to inquire about a new […]
April 15, 2020
A happy couple doing their finances together.

Making a Budget to Get Out of Debt

Are you tired of living paycheck to paycheck? Do you feel like you can’t make a dent in paying down debt? Are you unable to develop […]
April 13, 2020
An image of a woman sitting in a chair with illustrations pointing to a decreased credit score.

What is Credit Score and How is it Calculated?

You’ve seen the commercials and heard the jingles telling you to check your credit score, but what is it? It’s important to be familiar with your […]