News and Advice

Do you have questions? We have answers. Lending Studios will help empower you with the knowledge you need to make informed decisions for your unique situation and goals

Mortgage Articles

June 17, 2020

Side Hustles For Extra Income to Boost Credit

When paying off debt, it can be hard to feel like you have any wiggle room in your budget. A side hustle is an additional job […]
June 12, 2020

What Are My Mortgage Financing Options?

Learn more about your mortgage financing options when you start the home-buying process to make sure you get the best loan product for your needs.
June 9, 2020
Fixing Credit on your own

7 Steps for Fixing Credit on Your Own

Unfortunately, there are no get-rich-quick schemes or loopholes that will help improve your credit overnight. There are steps you can take to improve your credit over […]
June 4, 2020

Which is Better a 15 Year Fixed Mortgage or a 30?

Choosing between a 15-year mortgage or a 30-year mortgage requires a diligent review of the pros and cons of each and how they relate your individual goals/needs.
June 1, 2020

5 Reasons You Shouldn’t Max Your Credit Cards

A credit card allows you to borrow money from a financial institution, like a bank, to pay for whatever you want. It’s important that you don’t […]
May 29, 2020

How Do You Discover What Today’s Mortgage Rates Are?

If you are new to home ownership and mortgage shopping, you may not know that mortgage rates change frequently. Lenders across the nation post weekday mortgage rates to a comprehensive national survey so that you know what a competitive rate is. 
May 26, 2020
fico score

What is a FICO Score?

  What is FICO Score? A FICO Score is a three-digit number based on the information found within your credit reports. It helps lenders determine your […]
May 21, 2020

What is Debt Consolidation?

Sometimes enough is enough and you need a change. By visiting this page, you’re taking the first step to getting your finances on track. You’re ready […]
May 19, 2020

Is Refinancing a Wise Financial Decision for You?

Just because mortgage rates are low, it doesn’t mean it is a wise financial decision to refinance. Knowing when to refinance and when NOT to refinance is a key part of investment strategy.
May 14, 2020
mortgage calculator, affordable mortgage

Tips for Determining an Affordable Mortgage

Buying a home requires a careful analysis of your future financial and personal goals so you can enjoy home ownership, not stress over it. Part of […]
May 13, 2020
credit cards to boost credit score

Using Credit Cards to Improve Credit Score

If your FICO credit score is poor, you might consider using a credit card to help improve it. If done correctly, using credit cards can improve […]
May 8, 2020

How Should You Shop for Mortgage Rates?

Shopping for a mortgage rate can save you hundreds, even thousands, of dollars. Mortgage rates can vary in more ways than one depending on the lender. Forbes […]